Before you apply

Rental requirements, made simple.

Here's everything we look at when reviewing an application at 445 Cleveland, so you know exactly where you stand before you apply.

2.75× Monthly income vs. market rent
550+ Minimum credit score
$99 Application fee per person
18+ Every adult must apply
01 · Qualifying criteria

What we look for

All applicants are screened against the same criteria below.

Income

Combined household income of at least 2.75× the market rent
$
Monthly income needed $0
Annual income needed $0
Estimate only. Final eligibility is based on the rent of your selected home.

Credit score

Minimum score of 550
300
530
550
550 and above · Meets the credit requirement
530 – 549 · May qualify, subject to a risk fee
Below 530 · Does not meet the credit requirement

Rental history

A positive rental history is required. Applicants with no rental history are subject to an additional risk fee.

Evictions

No more than one eviction, and it must be older than 3 years with positive rental history since.

Any prior eviction filing, regardless of outcome (including dismissed cases or balances paid), may be considered negative rental history and can affect the approval decision.

Prior balances

No balances over $500 owed to another property.

Bankruptcy

No bankruptcy within the past 2 years. Any prior bankruptcy must be discharged.

Repossessions

A history of repossession is considered a significant risk factor and may result in denial.

Criminal background

Applicants must have no criminal record.

02 · Fees & deposits

Community fees

No surprises. Here's what's due, when it's due and how to pay it.

Fee Amount When & how Refundable?
Application fee $99 / person Pay online, or in person by money order only Non-refundable
Administrative fee $99 Due when your application is submitted Non-refundable
Holding fee $500 In person by money order only. Holds your home for 14 days and is applied to your move-in costs. If you cancel, the fee is forfeited. Non-refundable
Security deposit Set at approval Amount determined at time of approval. A flexible deposit option is available. Deposit
Pet fee $300 / pet Due at lease signing by money order only Non-refundable
Paying in person? We accept money orders only for application, holding and pet fees paid at the leasing office.
03 · How it works

From application to keys

  1. 1 Apply Every resident 18 or older submits an application.
  2. 2 Pay fees $99 application fee per person plus the $99 administrative fee.
  3. 3 Get approved We review your application and set your security deposit.
  4. 4 Hold your home A $500 holding fee reserves your home for 14 days.
  5. 5 Sign & move in Sign your lease and settle any pet fees. Welcome home!
04 · Good to know

Important policies

Every adult applies

Anyone 18 years of age or older is required to submit an application.

Equal opportunity

All applicants have an equal opportunity throughout the application process.

Applications expire in 30 days

Applications are valid for 30 days from the original submission date. After that, you'll need to re-apply to move forward.

Ready to make 445 Cleveland home?

Have a question about your situation? Our leasing team is happy to walk you through it before you apply.

05 · Print resources

Download application resources

Prefer paper? Print or save any of our PDF resources, available in English and Spanish.

ApproveShield Requirements · Bilingual PDF

Each button opens the PDF in a new tab for printing or saving.